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Tim Erwin
Cal DRE#: 01257385
Mortgage 831 - 831-426-1642
BCE and Associates - 
5521 Scotts Valley Drive - Suite 110

Scotts Valley, CA 95066
Tim Direct: 831-588-7201

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“I had the pleasure of working with Tim when I purchased my first home about 5 years ago and then leveraged him again when I re-financed my loan a couple of years later. He’s extremely knowledgeable and personable. He watched the daily interest rates and various bank offerings like a hawk in order to find me the best possible deal. I would not hesitate to hire Tim again if/when I need another mortgage.” GENE MANAKO, BUSINESS DEVELOPMENT MANAGER – GRID TECHNOLOGY AT NVIDIA
“Tim helped us get our first home and our first mortgage. His experience is undeniable and he truly cares about the customer. I would hire Tim again and again. Need I say more?” DAVE KUMEC, OWNER AT MISSION HILL ORGANIC CREAMERY
“I’ve worked with Tim several times over the years when I have been in the market for mortgage (re)financing. Tim does an excellent job in developing an understanding of my needs, ensures I have realistic expectations and then sets about delivering on his promises. In every instance I have worked with Tim he displayed excellent market knowledge and was very helpful in my decision process. Tim’s work ethic was over-the-top with very fast turnaround times on my various requests. I found him always available to talk to and very personable to work with. I highly recommend working with Tim if you are looking for a market expert who places a priority on customer service.” KEN BRANDT, PRESIDENT – NORTH AMERICA AT TRANSATLANTIC REINSURANCE
“Highly recommend. Great customer service. They did a fantastic job on our loan for a home purchase. They stayed on top of rates and loan trends and secured the best rate for our situation. The entire process was smooth and pleasant.” JOANN T.

Tim Erwin | 831-588-7201 | Contact Us
5521 Scotts Valley Drive, Suite 110 - Scotts Valley, CA 95066
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