Charlie Gillmann
NMLS #1642756
He has over 18 years of mortgage experience and a special ability to help you fulfill your dreams. Whether to reduce your financial burden or purchase a new home.
With the backing of Mortgage 831, we do owner, investment and commercial properties for purchase, cash out, or rate reduction. For those over 62 years of age, a reverse mortgage may be your best option. We use government and non-government loan programs to give you the best results.
Charlie was born and raised in San Jose California and graduate of San Jose State University. He lives in the Monterey and can-do loans throughout California. For a quick response give Charlie a call today.
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Learn how adjustable-rate mortgages work, including fixed periods, rate caps, and adjustment schedules. Find out if an ARM could save you money.
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Thinking about refinancing? Learn the most important questions to ask lenders about rates, costs, PMI, and loan terms before you refinance your mortgage.
VA Loan Offers: What Home Sellers Really Need to Know
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Worried about accepting a VA loan offer? VA appraisals, closing timelines, and zero down payment are often misunderstood. Get the facts.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.
