Charlie Gillmann
NMLS #1642756
He has over 18 years of mortgage experience and a special ability to help you fulfill your dreams. Whether to reduce your financial burden or purchase a new home.
With the backing of Mortgage 831, we do owner, investment and commercial properties for purchase, cash out, or rate reduction. For those over 62 years of age, a reverse mortgage may be your best option. We use government and non-government loan programs to give you the best results.
Charlie was born and raised in San Jose California and graduate of San Jose State University. He lives in the Monterey and can-do loans throughout California. For a quick response give Charlie a call today.
Understanding VA Loan Options for Veterans
Apr 07, 2026
Learn about the different types of VA loans available, including VA purchase, IRRRL refinance, cash-out refinance, and Native American Direct Loan programs.
Selling a House that has a Home Equity Loan
Mar 31, 2026
Learn how selling a home that has a home equity loan works. Understand payoff requirements, closing costs, potential risks, and what homeowners should know before listing.
How to Protect Yourself from Common Mortgage Scams
Mar 24, 2026
Learn what to watch for and how to protect yourself from falling for some of the mortgage common mortgage scams
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.
